Medicare Supplement Plan G is a Full Benefit Supplement Plan Nearly Identical to Plan F G is also MUCH cheaper in many, many cases – but cheap does not mean cheap in quality – only price. Plan F is almost 10 times more popular than Plan G even though the two provide nearly identical coverage (see chart below). […]

It may not be something we like to think about, but getting older often means dealing with considerably higher medical costs. In 2008 and 2009, a mere 5% of Americans were responsible for nearly half of all medical spending, according to the Department of Health and Human Services. Furthermore, the top 1% accounted for almost 22% of spending by themselves. Older Americans are typically sicker than younger adults, meaning seniors are more liable to be stuck with big medical […]

The Lessons of Stock Market History If you’re like most people, you believe there’s a great deal of truth in the old adage that history tends to repeats itself more often than not. That’s an important adage to keep in mind when it comes to saving and investing for retirement because it allows you to get a glimpse […]

Equity Indexed Annuities In its effort to keep up with mutual funds, the insurance industry introduced yet another kind of annuity. It was created to compete with very popular index funds, mutual funds that track a stock market index, I have to admit I like the concept-for the right investors. How does an index annuity work? Like all […]