Medicare Advantage
Considering a Medicare Advantage Plan to save money?
The clients we help are usually on a fixed income when they retire.
This means that our senior clients do not like surprises with their health plan or their budget when a significant health event happens.
As you can see, with a Medicare Supplement policy, you have consistent monthly premiums.
With a Medicare Advantage Plan, you could have a big surprise when you need hospital services.
Avoid the red line that’s possible with Medicare Advantage.
Example includes Part B premium, four day hospital
stay, outpatient procedure and doctor visits.
Compare Medicare Supplements
to Medicare Advantage Plans:
| Concerns of Seniors: | Medicare Supplement |
Medicare Advantage |
| Restrictive Network of doctors and hospitals | NO | YES |
| Co-Payments to Providers | NO | YES |
| Up to $6,700 yearly Out of Pocket Costs |
NO | YES |
| Health Plan Decides What Test and Procedures Are Approved For You |
NO | YES |
| Can Your Plan Be Cancelled? |
NO
Cannot be cancelled as long as premiums |
YESPlans are approved yearly and can be dropped. |
| Ability to Travel the Country and Use Any Doctor or Hospital | YES | NO |
| Is Pre-Certification Required for some Treatments? | NO | YES Penalties apply if pre-cert not done. |
|
MD Anderson Cancer MAYO Clinic Included? |
YESYES | NONO |
Watch These Short Videos:
Good Morning America on Medicare Advantage.
Click the video to start watching:
A Doctor Discusses Medicare Advantage.
Please let us help you find
the best plan for YOUR situation.